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Jadey · 03-24-2009, 04:45 PM

Soup,

Over the last fews years I have been working on paring down a great deal of credit card debt. At one point it was $32,000+ and over the last 4 years I've gotten it down to around $20000. I've recently gotten married and my wife has zero credit cards but just received an offer for a US Bank card with a 3.99% balance transfer rate through 2014. It just so happens my CitiBank card rate was raised to 12% in the past couple of months and it is the one I am focusing on now since it has the highest balance. So my questions is; if my wife got this US Bank card would we be able to transfer balances? Would she need to be added to my CitiBank card as a user? If we did that would it affect whether she is accepted for the US Bank card?

Thanks.

03-24-2009, 04:45 PM	#370 (permalink)
Jadey This Space For Rent Location: Davenport, Iowa	Soup, Over the last fews years I have been working on paring down a great deal of credit card debt. At one point it was $32,000+ and over the last 4 years I've gotten it down to around $20000. I've recently gotten married and my wife has zero credit cards but just received an offer for a US Bank card with a 3.99% balance transfer rate through 2014. It just so happens my CitiBank card rate was raised to 12% in the past couple of months and it is the one I am focusing on now since it has the highest balance. So my questions is; if my wife got this US Bank card would we be able to transfer balances? Would she need to be added to my CitiBank card as a user? If we did that would it affect whether she is accepted for the US Bank card? Thanks.