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You're talking about the AIU unit within AIG. That portion is extremely well capitalized and will definitely survive in one form or another, regardless of what happens with their parent. My guess, as an insurance professional, is that it will be either spun off or sold within 3 years.
I wouldn't bother asking the HR person any questions about the future of the company during the interview. They won't know anything that isn't public information already, and I've found most of the AIG employees I know are pretty sensitive to those kinds of questions. But if it comes up organically, ask away.
You've been out of a job for 2 years, so, yeah, now's a good time to get in with them. Unless you're applying for a job in a brand-new unit, I wouldn't worry about job security too much. It sort of depends on what you're applying for (underwriter, claims, support, etc.), but I can't imagine that they're going to be eliminating jobs anytime soon. They are highly motivated to build their business right now, and with the attrition from the top jobs to other carriers, they're turning to their internal talent pool and raising folks to new positions. That means that if you're good, you can rise fairly quickly. But the bottom levels are filling pretty quickly since AIG is still the best training grounds for insurance talent there is out there.
And don't even think about the bonuses. They're not going to the insurance side.
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