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Originally Posted by ItWasMe
BCBS through the grocery store I work at. I pay approx $35 each month for medical and dental combined for my entire family. (I think the deductibles are around $100 per person per year) With that, we get a prescription card through BCBS for either Rite Aid or Walgreens that covers probably 80% of our meds.
One kid with asthma and one with diabetes, we would be paying around $1000 each month for prescriptions alone if we didn't have this Rx insurance. Which is one of the reasons I haven't even thought of leaving my job for another.
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I had awesome insurance when I worked at a grocery store too. The plan sounds similar to yours, but with a slightly higher deductible. I had a friend there who has diabetes and I doubt she'll ever quit for the same reason.
I have employer sponsored coverage right now - 90 dollars biweekly, $2000 deductible per person, no copays. Meds do not count towards the deductible but are covered, but the system is tiered and if there are no available generics, then there really isn't much savings. The company chips in $1500 towards the deductible, but I fear with the economy that this perk may be one of the first slashed. Hubby had surgery on his ankle last year and we only paid $500 total because of that perk - appointments, MRIs, surgery, post op therapy. I didn't really think my insurance was that great but after reading some of these replies, I'd have to say it's better than I thought.