I'd buy it. Shoot it, see how it comports to my preferences and go from there. $500-$600 for a HK in good condition is a win-win situation.
CCW. In my limited experience it depends on how big the person carrying is. I talk to fat gun shop owners CCWing a full size M&P on an OWB and don't even notice it. On the other hand me, being as slim as I am can barely CCW a slim 1911 w/o a jacket.
So, in my humble opinion, if you wanted to CCW an HK45 on some sort of waist holster (cargo pockets notwithstanding), you'd need a cover garment, period.
*Edit*: Drat. Beat by Slims. Listen to him, he knows what he's talking about.
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