Not my answers as I'm not religious. But I've thought of these questions and asked religious people out of curiosity and had long, long debates about it.
The Indians that died or anyone else in a similar situation, still had a chance to believe in JC we just don't know what it was. Maybe god personally went to each of them (most christians would argue that the holy spirit, i.e. god's love does just that.) They may not know the english words for it, but the holy spirit gives everyone a chance.
As to pretty much all the other questions, the answer is simple: free will. God loves us, so he gave us free will, but with free will comes suffering. If he abolished all suffering then there'd be no free will, and we'd cease to exist in any real sense.
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