Originally Posted by Paq

Hey, I don't know if some of you have had issues, but this is something that is important to me.

1, I use credit cards for everything. I pay them off monthly, but i like getting points and cash back rewards, etc. This isn't about a company changing my limit or anything like that.

2. I've never missed paying off a card, never had real issues with them, etc.

now...that said, 1 of my cards started randomly assigning my payment due date. it's been th 3rd for 6 yrs, now it's the 2nd...no, 8th..no 15th..no 12th..no 9th..no 7th..no 2nd..no 3rd...This doesn't make sense. Why would they do this?? Unless it is a billing software glitch, or something like that. What card or bank is this? Why not name names, here, and see if anyone else has had the same issue??

just randomly changes dates.... Oh, and they started a 'rush payment' fee of 15 bucks if you pay any less than 3 days in advance. Who are these guys? none of my other cards have anything close.Then use your other cards. I have a card with a local credit union. If I'm running close to the deadline, I just make my payment at a branch. They have even refunded late fees a couple of times when I was a day or two late. Probably wouldn't do that if I was late very often, though. They don't offer a great rewards program, but I don't have to feel like I'm playing with snakes when I deal with them.

then, another card i've had for years went from 12% to 31%. But if you really pay them off monthly, what does this matter?? Whether it is 12% or 31%, you won't be paying it.When i contacted these companies asking why, i was blown off and told they were adding new conveniences and services and basically told to just bend over and take it up the keister..and no, they weren't buying me dinner, either.

SO, i thought i'd start a facebook group and shine a bit of light on these companies.Again, it is hard to "shine light" without naming names. I know it likely won't do much good, but i feel that knowing which companies are likely to screw you will likely save you some heartbreak and hassle later on.If you don't like their rules, then don't play their game. Pay off the card, and send them a letter asking that your account be closed, and that they send you an acknowledgement that it has been done. It will show up on your credit report as "closed at cardholder's request."

Lindy