Yes I am in alaska and i do need a decent truck here. that is why I got a MINI truck and not a full blown truck. I tried the subaru and they are not good here for some reason. all? no. but I dont want to take my chances, since there is a subaru shop here that is always packed. If i got a subaru, it would be new of course, and that wouldnt help me out a bit. hehe.
I feel on the truck portion that I need a good truck to take care of all that I need and to get me to work daily and comfortable. yes I love my truck. though I made the mistake of getting it brand new, and fully upgraded and no money down. so that is why my payment is high. I will not get rid of it since I have upgraded alot of things to it to make it worthy of our long winters. studded snow tires (one sunny day will make the roads ICE.) and car starter since I have no garage. also towing package and all the stuff needed to tow people out when they need help. stuff like that.
I know it depreciates. that is where i made the mistake. but I will pay for it for the next 3 years or so. till then, I will keep this truck ,and KNOWN what it has really been through, and not get any surprises like I did with other cars that were only $10k or so, and then had to dump money on hidden faults.
I pay only $99 for full coverage at USAA. I went price hunting last month and the lowest I got was at Geico for $127. I will stick with USAA for now.
yes we are still getting our PFD here. last year we got about $3k each person.
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