Sounds like you're doing well when it comes to expenses.
You don't need to pay off your house or student loans before you start investing.
When it comes to your truck - depends on how much you owe and what your interest rate is. If you're going to make 5% interest on an investment but you're paying 10% interest on your truck, then you'll want to pay the truck off first.
USAA? You're in a military family?
We use USAA for insurance but not banking. Not sure how it works with them. Good that you're asking them questions. Bad that they're recommending investing so much in stocks when the market is so incredibly unstable. Even if you're young, risky investing may be too unsettling at the moment. It is for us. We don't have much money in stocks currently.
If your $15k nest egg is in the same bank that you're trading through, you may not have to pay comission on trades. You should check on that. Every penny helps. Especially when you're starting.
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"Sometimes I have to remember that things are brought to me for a reason, either for my own lessons or for the benefit of others." Cynthetiq
"violence is no more or less real than non-violence." roachboy
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