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Christ, for that bank you would be so lucky if you did win. A 40K car for 21K, yeah buy it at 21K and sell it quick for 31K.
BTW, the sellers love you for bidding at the lower amount. Seriously, it drives up the price considerably when there is a lot of action in the bidding on an item. The people who are serious about the car raise and re-raise their bids more when they see a list of 10-15 bidders vs. just 1-2.
My typical Ebay car search is much more mundane. I'm always looking for an original Honda CRX HF. Unfortunately, most on Ebay are from tuners/racers who have modded the crap out of the car and ruined it for what I want it for... high fuel economy. I had a 1991 HF in the late 90s that routinely got 50-52mpg. That is better than a Prius and almost as good as the Honda Insight.
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