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Old 03-02-2009, 04:20 PM   #17 (permalink)
Cynthetiq
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Location: Manhattan, NY
Quote:
Originally Posted by Willravel View Post
Thanks, new man, you said it better than I did.

The truth is I wish it weren't the case, that some people just aren't quite able to plan for their far future. In some cases, it's a lack of education, not having the whole thing explained to them in no uncertain terms when they were younger. In some cases, it's simple absent-mindedness. I've gone over my budget a few times due to normal mental hiccups. It's why I use Quickbooks now.

Still, it's not always so preventable. In some cases, it's a matter of financial prioritization; most of us have probably seen tough times and could have used the money we paid to Social Security to make ends meet—sacrificing now because retirement seems so far off, accepting the risk that things may not get better. Some have their plans dashed, even; imagine saving your whole life and suddenly getting in an accident your insurance refuses to cover, having to pour savings into an attorney or something, for example.
and that my friend is called LIFE. There are winners and there are losers. There are people who have long lives with no unfortunate circumstances, and then there are people who live long lives with hardship at ever turn.

We don't get to pick what family we are born into, the year or the country. It's a magical luck of the draw. You make the best of all that you are presented.

Even rich people, some were the forefathers of this country died broke and penniless. So all the forecasting, financing, saving, spending, rich or poor, didn't seem to make that much of a difference.

So why should someone else be responsible? Because some kumbayayas think it's better for society to take care of everyone and anyone even if that individual doesn't wish to take care of themselves?

That's one of the reasons why I don't live in the Great state of California...
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