Hello, I got a question. My wife name is the same as my sister in laws name. First and last name. Figures
My sister in law has some collection agency's after her and because both her first name and last name is the same, the collection agency are sending her things to my wife. She is trying to avoid them so she so far changed her phone number six times already because they keep calling her.
I guess when they googled the name, the first name that popped up was my wife's and our address. For some reason when doing a credit report and I do not know why, both of my sister in law and my wifes social security are linked together somehow. That is where I am confused also.
But anyhow, all of my sister in laws debt and even bankruptcy shows up on my wife's credit report. She never filed for bankruptcy before and never had several credit cards showing up under her name. She only have one credit card which.
Tried writing to credit beaurea but does not seem to work. I was thinking about hiring those credit counseling to help but didn't want to waist any money if they wasn't going to get anywhere with it. So right now my wife's credit is all messed up because of the social security linking to each other, same first name and last name.
What do you suggest we can do to clear this up and with the least amount of money needing to hire someone to do it.
Thanks