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Well, there is no free lunch, but there are free credit reports. You just dont get them through freecreditreport.com
Everyone can get 1 free credit report from each of the 3 rating agencies every 12 months. I get mine through my bank's website. Just thought it would be good for people to know this. Most of these "free credit reports" websites just get that 1 free for you, then charge you a fee every once in a while as part of a service described only in fine print where they "monitor your credit."
Cool video, by the way.
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