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I spent $1500 on my cat to get four bladder stones removed in January. She was in pain, though, and it wasn't exactly something she could just live with. One of my friends asked me why I wasn't just putting her down. I've also spent about $1000 so far on my horse this year in vet bills - lymphangitis - and he hasn't even had his spring shots yet.
I may just be a bleeding heart, but I can't stand to see animals suffer/have potential for future problems just because I didn't want to carry a credit card balance for a couple months. If one of my horses had a severe colic and a good chance of survival/good future health with surgery, I'd cough up the money and worry about asking for help later. That's just how I am, though - my animals are my kids.
Edit: I would definitely try to get a second opinion, though. My vet in Ohio apparently would have done the bladder surgery on my cat for $500, but it wasn't something that was a "wait a few weeks until I can get home again" thing.
Edit2: The amount I spend on vet bills (about $4,000 in just over 6 months) is part of my motivation for going to vet school.
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"Without passion man is a mere latent force and possibility, like the flint which awaits the shock of the iron before it can give forth its spark."
— Henri-Frédéric Amiel
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