Ha, Im definitely not calling you a moron. Your basic load seems well thought out to suit your given situation. My situation is a bit different. I dont trust my sausage fingers enough to be able to quickly switch from rubber buckshot to 00 steel buckshot under stress, let alone keep track of what type of round is where.
I rock a semi-auto Benelli with 2 3/4 double ought and a "modified" choke. Ive never had a jam with the load Im using but I simulate them at the range so I can practice clearing them. Its a pretty basic set up that works for a meathead like myself. The only add ons are a simple sling, side saddle that Ive decided to keep and an oversized bolt knob that makes fixing problems easier.
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Calmer than you are...
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