with regards to rewards programs... pay attention to the VALUE of what it is that you are saving up for... Sony Points are wonderful, but if the redemption of things isn't what you want... well it doesn't have any value.
We use frequent flyer miles for our rewards, we have enough FF miles for 4 round trip tickets to the Pacific Rim/Asia, approximate value is $10,000 each seat. There's no way that we'd get that same value with Discover card cash back or Starwood points.
want to know how much something adds up from day to day buying like lunch instead of bringing your own?
Lunch Savings - Financial Calculators from Dinkytown.net
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