Quote:
Originally Posted by smooth
how do you expect someone to take you seriously when you said you didn't bother to read past half the sentence answering your other question?
how do you expect someone to prosecute for a crime that has to be proven when the basis of the complaint is statistical trends that are hard to discern based on the fact that factors relevant to the crime aren't being collected?
that is, the trend says something but can't definitively conclude it's based on race because lenders don't collect that data...but you think any prosecutor, state or federal, would be able to take the case without the evidence of race based exclusionary policies?
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One of the reasons I've not been posting alot as of late, and why most of my posts are short are because I've been rather busy at the office. I could have easily not admitted to the fact, to which I apologized for doing so. It's as serious as you wish to take it. That's your choice, not mine. I'm involved in the conversation as much as I can.
And why don't the lenders collect that data? Is it because they aren't allowed to or do not wish to be prosecuted as discriminatory because an actual trend would show up? So then isn't the answer simply put a check box there to indicate race? My last mortgage required me to to fill out many boxes, an optional one was race. I declined to answer.
I'm failing to understand how lending practices are able to follow the no racial bias but then are being scrutinized as having done so.
I was under the impression that all banks in neighborhoods are required to invest in local businesses via lending. There are banks in poor neighborhoods, agreed that there aren't as many as in richer neighborhoods.
Then what is that solution? More AA type mechanisms?
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