Quote:
Originally Posted by jewels
I agree, but it all comes down to consumer choices. We (hey I'm guilty too!) should know our own limits. Just 'cause they offer it doesn't mean we have to buy into it.
I know many who are in dire situations now who still feel they have to make sure their kids have what they want for Christmas. That ain't no bank's fault.
-----Added 27/11/2008 at 10 : 08 : 48-----
True. We need educating.
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Yep....Education is the best remedy and I would suggest that laws against predatory or deceptive lending practices or laws that provide credit card consumers bill of rights can contribute to that education.