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Living above your means is not the same as going into debt. In the example you give, going into debt is often a good idea. To me, "living above your means" means taking on debt for the purpose of living luxuriously, as opposed to fulfilling an obligation or investing in your future.
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And you believe Bush and the liberals and divorced parents and gays and blacks and the Christian right and fossil fuels and Xbox are all to blame, meanwhile you yourselves create an ad where your kid hits you in the head with a baseball and you don't understand the message that the problem is you.
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