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Car accident~> insurance quandry
Hey all.
Just got into an accident where I was at fault. Fortunately everyone is OK. The other party only has my name and phone number. It's a company car, so it might get sticky. They've already notified their company insurance people so they're aware of the situation. I do have insurance, but would like to pay out of pocket as it seems that any premium hike will far outweigh the short term loss. The question is, do I have to have my insurance get involved or can I pay out of pocket. If I do, does this go on my record and destroy my future premiums? I don't want to go pay out of pocket only to have my premiums jacked anyway. Ideas?
Thanks all.
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