Quote:
Originally Posted by Cynosure
She's angry about being in this situation despite her best efforts, and she resents having been all but forced to take out those payday loans.
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Wouldn't it have been in her best efforts to look carefully at what she could afford, and to buy a used car well within her income range? One that could be paid off all in one go? I sold a very decent used car of mine last year for under $2000. I also bought a less-decent used car (in Iceland) last year for about the same amount, and it's still running fine with some maintenance here and there. Still WAY cheaper than making payments on a newer car! We're not defaulting on friggin' luxury car loans like the rest of the high-living (but now low-earning) Icelanders are, because we didn't care if we were driving around a beat-up 1997 Golf instead of a spiffy new 2008 Land Rover. To me, that's using one's best efforts, not getting over one's heads into loans that one cannot possibly pay off.