a lot of people, as in 401K plans and Roth IRAs. not innocent as in people who were flipping houses they couldn't afford.
if you can think of a way to punish the people who were abusing the system without punishing the people who were storing portions of their paychecks in sound investments for retirement and leaving the decisions of where the safest places to do so up to their banks and portfolio managers, then I'd be interested to hear about it.
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