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Originally Posted by dc_dux
Assuming "relatively good health" ignores accidents, unanticipated serious and/or long term medical emergencies, pre-existing conditions, chronic conditions.......
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First here is a website where you can put in information and get some quick quotes, I just tried it and found some policies for 30 year old couples for $200 or less per month.
https://www.ehealthinsurance.com/ehi...25151&sid=CORE
Second, people with pre-existing conditions can still get coverage. In some situations that pre-existing condition is excluded for a period, or there is an up-charge for it. Again, the consumer has to put in some effort to get the best deal.
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For the most part, employer-based plans have served the public (150+ million) well, in terms of the level and quality of service...the issue for me is containing the costs of that employer-based system..not abandoning it.
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There are flaws in the employer based model and currently fewer and fewer employers actually want to be in the business of providing health care for their employees. And in our current economy, as opposed to the Industrial period, most people don't start and retire with the same employer. Most people in today's world will have several employers, and may spend time as an independent contractor. People need consistent coverage, not needing to change every time they change employers.
-----Added 30/9/2008 at 11 : 39 : 35-----
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Originally Posted by dc_dux
ace....I have come to accept that anything you dont agree with is a "myth" or "smoke and mirrors" or a "scam"
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Another myth. I back up my positions or I can back them up. Perhaps immediately dismissing something from a conservative is unproductive.