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There are a few things that I would say need regulated. I'll start with international trade.. It's not that it's a bad thing to grow and strengthen foreign markets, and it has stabilized the world. It isn't all bad. But it moved too fast, and it was too lop-sided. Companies wanted , and got, outsourcing of jobs and factories done in 10 years. The foreign countries grew really fast and production of raw supplies didn't. But now we have people who are just living with what they have and not buying anything new, there are plenty of people who can't get work (although it isn't too bad yet), and older people are working longer. The 20-somethings and 30-somethings don't have the money/credit to buy houses because they can't get into jobs that pay enough with the rising prices.
Speculation and short selling are two other things that need to be reigned in. There should be limits on how much any one person can do each year. And there needs to be some type of serious penalty if you foreclose on a house or can't pay back credit card loans. I'm not sure what that penalty should be, but something like 10 years of garnished wages would be good place to start.
The problem is how do you avoid bubbles? The tech bubble was justified at first, but then you had investors throwing money into it as fast as they could because they couldn't lose. The more investors, the higher the stock price. Until enough of them want to cash out, and then all of them panic and sell. Repeat with the housing bubble and the oil bubble. And it will continue into the next hot thing because the money has to go someplace, and whatever seems like a good idea to a bunch of people will catch the attention of more and then the big banks will want in and make a quick buck... And it all repeats.
And the government's deficit spending needs to be regulated as well. But that is another topic.
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