Quote:
Originally Posted by cadre
I've had this problem too, my checking account is through Chase so I have to plan ahead a bit. Supposedly I should have a debit card to pull money directly out of my savings account but I have yet to see it.
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I'm usually sending cash the other way. HSBC doesn't charge me an ATM fee at all here. My regular Credit Union, which has been set-up for years for auto-deposit of my income, charges me up to $2 plus a "foreign currency conversation" fee of 2%. So at the first of each month I transfer enough for living expenses. If I'm planning on planing a major purchase- TV, tires, whatever, I transfer money for that as well as my credit cards all do the same. Only HSBC lets me do this for free. It not that big of deal, just requires a little planning.
-----Added 16/9/2008 at 07 : 16 : 17-----
Quote:
Originally Posted by Xazy
HSBC is now 3.25% WaMu is 3.75% if worried about wamu go FNBO for 3.5%
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Unless you have over 100K, think that figures right, in one account I wouldn't worry too much about any one bank. Of course that depends on the whether or not the US government keeps bailing out one bank after another. I guess at some point even the FDIC could run out of money.
Personally I wouldn't bank at WaMu because they tried to fuck me and a lot of other people on a mortgage payment scam. No matter when you sent in your payment they didn't "receive" it until it was late, they then charged you a late fee. In my case over a $100. After a couple months of sending my payment out on the 25th and having them "receive" it and record it on the 17th of the next month I started paying it in person. Which really sucked in my case since the nearest branch was 50 miles away. I thought it was some oddity happening to me until I read in the WSJ they was a class action law suit against them. Turns out they were doing this to nearly 2 million loans.
I try to only let a company fuck me once.