Please go to the referenced clip and it will explain in detail and show on graphs. It took me a while to see it but when you do, it it is obvious. By depositing $5000 and payin out $4000, ou are paying down the line faster and actually reducing the line balance. after a rew months, even after paying all you bills, your line has gone fro, say $10,000 to $8000 allowing you to draw $2000 and pay it toward your first mortgage. I had to watch the clip several times before it was clear. By taking the cash from equity line it is not coming out of your pocket directly. The concept takes some studing but trust me, when you get it, bells go off!
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