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Originally Posted by Cynthetiq
I can't find a proper statistic for the paycheck to paycheck it varies from 25%-75%.
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Without a proper statistic, it's probably not a good idea to throw out guesses, even if they are as broad as 25-75%. I would assume it's somewhere between 0-100%.
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Originally Posted by Cynthetiq
Why is the economy in the toilet now? Because everyone got used to everyone else spending more than they could afford on a REGULAR basis. People took out loans, and borrowed against equity... this isn't rocket science.
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So you're saying that the only reason the American dollar is tanking, that people are in more financial trouble, is because people spend more than they make? That seems a somewhat incomplete analysis.
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Originally Posted by Cynthetiq
I guess you couldn't read the earlier posts I've made, in 2007 Filipinos and Mexicans remitted $40 BILLION.
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I did, but the information isn't complete. How many of the Filipinos and Mexicans in the statistic are here legally and as such would have every right to do whatever they please with their hard earned money? How many people are there? If there are 80 million, then that's only $500 per person per year, which isn't that much considering that minimum wage here in California (where most of the Mexican and Filipino workers settle) is about $12,000 a year after taxes. Like I said, we'd need more information to get a clear picture of what this all means.
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Originally Posted by Cynthetiq
No will, I'm not saying someone else who earns less than me isn't working as hard. I'll tell you if they aren't increasing their [skill sets] by degree or specialization, then yes, they aren't working as hard. In comparison to just other IT workers, if I am not learning another technology then I am not working as hard as I possibly can to continue to better myself.
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Let us say there is someone who is working as hard as you and also is seeking out every opportunity to improve skills and marketability. The point is that even when someone does everything right they can still end up losing.
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Originally Posted by Cynthetiq
I guess there's no comment about the "My husband and I made $110,000 last year, but we still live paycheck to paycheck. How can we stop doing that?" because it is not endemic to poor people. It is something that happens to people who have no idea how to budget and spend money. It's no simpler than that.
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That seems off subject so I chose to leave it alone, especially considering I explained it:
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Originally Posted by Willravel
Do you think that most people who don't live with their parents that make minimum wage life paycheck to paycheck? These were the people to which I was referring.
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Originally Posted by Cynthetiq
 further, I don't know why you are surprised if someone calls bullshit on something. Bullshit is bullshit plain and simple. Stop with the feign expressionless crap and either state what you have to state as opinion or fact, that's it. Pretty simple. I'm happy to admit something as fact or opinion. I could easily pawn it off on you to say, "Look it up, just google it" but that's not your responsibility. |
This is surprise:
, this is me simply ignoring a poor debate tactic (like using a completely vague and mildly inflammatory descriptive term like "bullshit"):
"I disagree" or "This isn't correct" (followed by evidence/a good argument) would communicate more clearly what you were thinking, and it wouldn't be even remotely hostile.