Cynthetiq

Actually lots of investors are workers. Many people who have 401(k), 403(b),457, traditional IRA, and Roth IRA should be quite interested in the performance of stock markets and sectors. Union members have a vested interest in the stock market. The working man has a very big stake in this. Minimum wage earner? Maybe not initially. I recall reading about these things when I was making $4.35/hr. and knowing that when I had the opporunity I would take it. I would seize it. And low and behold when the time came to actually put money into a 401(k) that was matched up to 6% by my employer.... I did nothing with it.

I was 23 at the time, retirement is far away. Did I save any money? No, not at all, why? Because I wanted those new shiney gadgets, games, clothes, and dinners. I have nothing from that period in time to show for it save for a few tshirts that are very thread bare.

But again, people will cry out,"That's good for you Cynthetiq, but what about those other people out there... it's not about pulling yourself up by your bootstraps." You are right, it isn't ALWAYS about pulling yourself up by your bootstraps, but I guarantee that if you did the simplest things as exampled by http://www.tfproject.org/tfp/tilted-...frugality.html you'd find you're slowly ahead of the game.

Again, I'll cite that there are people who've come to this country with little to nothing but some skills and determination and they seem to as a collective send BILLIONS of dollars back to their homeland.

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