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Originally Posted by merleniau
JJ: I dated someone who didn't know how much he owed in student loans, on his truck, or on his credit cards because he just didn't keep track. He only found out how much he owed when he traded in his truck for a new sports car - with the new car on there, it added up to over $80,000. And this was someone who was considering buying a HOUSE.. he never would have been able to afford it, especially right out of college at $40,000 a year. Once those student loans kicked in, I'm sure he was glad he had moved back home.
I do find good money management to be important in determining who I will be in a long-term relationship with. Same goes for Crompsin - we're both in the same boat.
Financial worries can END marriages, why not make sure you're both able to manage your own finances before you tie the knot? A credit score is evidence of that, though knowing a person well and talking about money management and/or sharing expenses teaches you more about how responsible your SO is with money than a piece of paper can.
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You make some good points and I don't disagree in that context. But the credit score itself doesn't show all that stuff, it's a number and can be affected by multiple factor. Would I get involved with someone you're describing? Not for long likely. But would I can think of several situations where ones credit score would be >550 and not because they wanted a new sports car.
Now if they wanted to spend money they didn't have while in the relationship, yeah that would end the relationship for me.