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I've not seen the ad (don't watch much tube). But I assume he marries the girl, finds out her credit sucks and regrets the nuptials? And I assume it suggest he should have checked her credit first. That would be a dick move.
However I would be hesitant to marry a person I knew had bad credit based on her lack of responsibility. Bad credit due to a divorce is one thing. But because she would not pay her bills or had too many credit cards is another. Nevertheless, I wouldn't do a credit check.
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