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Originally Posted by Martian
Banks have to strike a balance between security and convenience that Blizzard doesn't have to worry about. People don't want to be inconvenienced when doing something so mundane as accessing their bank account. If they had to use a keychain fob and enter a code every time they swiped their credit card, a lot of people would just stop using the card alltogether. Whether or not this is a disadvantage is questionable when viewed from the end user's perspective, but from the bank's perspective it certainly is. Especially if that individual then uses a competitor's card instead.
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I understand what you're talking about. I'm not necessarily talking about using my MC/VISA. But today in NYC I don't even have to sign for something. I can swipe the card for purchases under $50, and walk out the store with whatever was purchased. No signature required.
I am however talking about ACCESSING my bank account via the internet. It isn't smart to use a Internet cafe to access your bank account, as there may be a keylogger present. My bank HSBC actually has a mouse click keyboard as a secondary authentication to combat keyloggers. But if there was a keyfob, then there isn't any real fear of keyloggers recording and access.
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