If all you need is to run some windows only apps (That is not games) I strongly recommend using VirtualBox. Just install windows in VirtualBox in your Linux system and whenever you need to run some windows app just start up VirtualBox and boot your virtual windows installation. I've setup a system this way for my parents (They need windows for their book keeping system) and it works great. No need for dual boot anymore.
As for your problem, as dogzilla said you can tell the boot loader to start linux in single user mode. If I remember correctly, with ubuntu you press ESC when booting to bring up the grub menu, press 'e' to edit the selected boot option and at the end of the line starting with 'kernel' add the word single to the end of the line. Then press 'b' to boot and you should wind up at a prompt where you can change your password.
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If atheism is a religion, then not collecting stamps is a hobby.
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