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dang. this is not looking good for me then. I mean I have about $20k in my savings, but I dont want to use that for a home, i want to save it for a rainy day. i saw that you are putting about 40k down? wow, thats awesome.
the loan that I calculated from last year when i went to do this, was about $177k to get a home/townhouse/condo. now I made alot more this year, so it should go up but still, at about 180k mortgage, i saw on the loan calculator my payments would be about 1000/mo mortgage alone. that looked good to me, though i do understand that it was just an "estimate."
but now hearing that getting 0 down will be hard maybe even impossible. Im wondering what other options to do. I mean I could stay with my sister but her place can only hold me up for so long, ( small place.) I guess I could rent for now, but I just HATE moving.
When I went last year it seemed so easy to do, but now with seeing that I need a downpayment that big, I jsut dont know anymore.
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