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For one thing, don't have anyone else on your loan. Another, get a fixed rate that you can afford and always plan on taxes and insurance going up. Get approved before you go looking. Have the potential home inspected by a GOOD inspector. Make sure you have enough for at least 10% down and closing costs plus the first year's insurance.
Good luck and have fun!!
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If you're wringing your hands you can't roll up your shirt sleeves.
Stangers have the best candy.
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