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Originally Posted by guccilvr
Most hospitals will waive debts if you show your income/family status. It's not guaranteed or anything but it's worth a shot.
Also, if you're barely getting by, you should be able to get some sort of medicaid plan that should backpay some of your debt. check into it.
if all that fails, then yeah, offer to make payments. there are plenty of people who only push $20 or so a month towards their bills.. and most of the time that is sufficient. they'd rather have something than nothing.
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It is now too late to work with the hospital as they have already sold the oblgation to a collections agency. And your credit has already been dinged so no more injury there. They may threaten to sue but it isn't really worth it to them to do that since it will cost more than the debt is worth and they don't know if they'll collect anything, much less additional costs. They should be willing to negotiate what you're able to pay and also renegotiate the amount you owe as well.
But get more advice and see what you can get pro-bono. Knowledge is power!!