AMEX Blue Cash.
I didn't have a rewards card for years, but always paid off my full balance anyways. My first full year of using the AMEX Blue Cash Card, and I had about $800 worth of Cash Back for the 2007 year. On my December bill, they deducted that $800 or so off my total bill for that month.
I paid every month in full, had no late charges, no annual fee, and no hidden costs.
I now seek out ways to use my AMEX card instead of my checking account. For example, verizon wireless and comcast accept credit card payments for monthly bills. In addition, I am disappointed when I can't use my AMEX blue cash card for a payment( insurance companies: Travelers and Progressive, State Tax Payment, select online companies, etc)
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