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The bottom line really is that regardless of which card you choose, they are designed to make the bank money. You would need to be a credit ninja to pay little or nothing and reap the rewards.
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Knowing that death is certain and that the time of death is uncertain, what's the most important thing?
—Bhikkhuni Pema Chödrön
Humankind cannot bear very much reality.
—From "Burnt Norton," Four Quartets (1936), T. S. Eliot
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