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Coming from a mortgage broker - that guy is an idiot. Don't get me wrong, paying any extra you can on a mortgage is a good idea, but borrowing at a higher interest rate - especially one that isn't tax deductible like a mortgage - is the most ridiculous idea I've ever heard.
Quick tip - paying an additonaly monthly payment a year will knock nearly 7 years off a 30 year loan...
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I have an aura of reliability and good judgement.
Just in case you were wondering...
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