Personally I think that the Canon S5 IS would be your best bet, at 12x optical zoom and a build in image stabilizer you cant get anything better in the point and shoot category.
If you are willing to spend 500-600 bucks you can find the occational store still selling the Canon Digital Rebel XT (slr). But this is a much more complicated camera, but will also take much better pictures.
But for your needs the S5 IS is amazing, my aunt has one and it take beautiful pictures and it is pretty fast.
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