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Originally Posted by smoore
Speaking of bicycles, use one. It doesn't have to be fancy but if you have one and use it you benefit in more than just frugality. I can't commute by bike due to hauling 200lb of tools to every job so I use it for errands. Store, bank, store, store is one of my regular loops. It's about 6 miles total and it's easy. I'm not what you would call the epitome of fitness, note next tip.
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Toothpaste is cheaper than dental work and oil is cheaper than an engine.
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Bicycles are awesome. In six months, my bicycle had paid for itself. I did shell out for a nice bike, because I didn't want to ride around town on some piece of crap secondhand bike that didn't fit. I wanted to plunk down my money once for a bike to last for years. I also outfitted it with a basket and a rack so I can bike to the farmer's market.
And preventative maintenance applies to the body too--engaging in regular exercise, eating right, and stretching can prevent illness and injury, keeping medical costs low.