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Another note on Transportation.
Look into the Public Transportation opportunities in your area, and use them. I'm fortunate to have a free bus in my town, but now with gas prices even the Regional Bus would be cheaper than paying for the gas to drive (let alone the wear and tear on my vehicle). Combine this with loading a bike on the front of the bus, or being willing to walk 2-3 miles and my need to drive is greatly reduced.
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In the Absence of Information People Make Things Up.
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