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Originally Posted by Baraka_Guru
There's a question I should ask you, willravel:
Why would you have $4m sitting in cash and only $1.5m in investments?
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The $4m would be in a savings account with a reasonable interest rate (not cash). I'd have more invested, but I've found in the past that having too much of my worth tied up in investments can make for trouble if there's an emergency and I need it. I had to take a rather alarming loss on some of my investments a year and a half ago. It left an impression.