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Originally Posted by loquitur
SS is already a ponzi scheme and it's only going to get worse. I"m already an old fart (I turn 49 tomorrow) but I'm not expecting to get SS. So I'm not retiring. I'll keep fighting until they take me out of my office feet first.
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Being an old, stubborn attorney.... you could be Denny Crane!
SS isn't dead yet, and both Obama and Clinton are interested in keeping it alive. That'll probably last you at least to 57. If we get a few liberals in office in a row, it might just last you. Still, in the interest of pragmatism it'd certainly be best to have a nest egg.
Me being 24 (the tail end of genx or the beginning of gen y?), though, means the retirement time is slightly farther off, and it's even less certain.