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I get my money exchanged via the hotel. Yes, it's a tad more expensive, but it's also safer than walking to some back alley. I also only change what I think I'm going to need for cash.
I primarily use my credit card. The exchange rate will fluctuate from day to day and the charge is an even amount, IIRC it's 3% which is about the same as the commission for changers.
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I don't care if you are black, white, purple, green, Chinese, Japanese, Korean, hippie, cop, bum, admin, user, English, Irish, French, Catholic, Protestant, Jewish, Buddhist, Muslim, indian, cowboy, tall, short, fat, skinny, emo, punk, mod, rocker, straight, gay, lesbian, jock, nerd, geek, Democrat, Republican, Libertarian, Independent, driver, pedestrian, or bicyclist, either you're an asshole or you're not.
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