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Originally Posted by Strange Famous
well, I'll worry about THAT when Im old  |
Warning: Do not be the above person. When costs go up by a factor of 2, your employment pospects tumble, and you hit a depression streak: you end up on the street, dead.
There are costs to saying "fuck you" to long-term gain for short-term pain.
That credit problem? That isn't bad luck. That is what is
expected to happen when you ignore long-term for short. It isn't a surprise to anyone who thinks it through.
The lady in the OP? I'd expect it to happen. She was gambling on everything being hunkey-dorey forever, just because it had been hunkey-dorey for a handful of months or years.
Trade off long-term wealth for short-term wealth, don't invest in attempts to deal with likely and typical downturns, and you are fucked. What is worse is that you deserve it: you chose to burn your income on short-term games rather than long-term benefits, so in the long term you are worse off.
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Originally Posted by Cynthetiq
Now when the boss says,"Jump!" instead of saying,"How high?" I pause and think about if I want to jump or not.
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Exactly.
The worst part is, spending money on shits and giggles is a horrid way to actually feel happy, good about yourself, and stuff that most people are aiming for.
So people who burn money on short term pleasure end up enslaved
and they feel worse than the people who find ways to be happy without throwing good money away after bad.
It is a trap. A giant, gleaming trap. Get out of it
now.
If you refuse to, feel free to fall into it and enjoy the tasty meat that is the bait, but don't expect me to feel bad for you when you are at the bottom of the pit, trying to gnaw your foot free. Learn some personal responsibility.
Heck, learn social responsibility: build a network of people who will bail you out of bad situations.
And yes: I fall into the trap sometimes. I sometimes burn my long term benefits for my short term pleasure. I fuck up. That doesn't mean I cannot view some of my actions as bad ideas!