Originally Posted by Strange Famous

I guess it depends on what you want to do in life.

For me, savings have no real value because I dont want to settle down, no one else relies on me and I dont rely on anyone else. I've never really had a "home", just lived in different apartments and shared houses and so on all my adult life. I dont have a nice car, I spend my money on living the lifestyle I like. I am not proud of running up as much debt as I have, but broadly I would say my perfect lifestyle would be to spend every penny I had on having fun and not one penny more (the spending a few pennies more has been my downfall)

But yeah, its not for everyone. If you have a family or even a serious girl, it isnt so easy to take that kind of attitude.