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Personally I think having savings is the worst thing you can do.
The best thing about my situation is I have no assets. None of my creditors can do anything to me because I dont own anything whatsoever.
Then again, I dont have any dependants... so I only have to take care of myself, and Im pretty sure I can always do that, I dont own anything much that Id be THAT upset if I lost it.... if I lost my job I just wouldnt pay my creditors anything - they can only legally take what you have in the first place!
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"Do not tell lies, and do not do what you hate,
for all things are plain in the sight of Heaven. For nothing
hidden will not become manifest, and nothing covered will remain
without being uncovered."
The Gospel of Thomas
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