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I voted "don't understand" because I don't completely understand it. There's so many factors and how they interact is some what confusing.
I remember talking with my father about housing and credit a long time ago. He told me he bought his first two or three houses for cash. Said it wasn't uncommon years ago for people to save up and buy a house. He also talked about families only needed one income to survive.
I think these two factors, over time, have contributed to our current situation, IMO.
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I used to drink to drown my sorrows, but the damned things have learned how to swim- Frida Kahlo
Vice President Starkizzer Fan Club
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