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Originally Posted by Cynthetiq
The idea was told to me like this if you don't live to collect your Roth, you already paid the tax.
If you don't live to see your IRA, you paid with pre-tax dollars anyways.
Either way you're dead and don't collect your IRA, but with the regular IRA you didn't pay the taxes at all.
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Well once I'm dead I'm not sure I'll care much about taxes. Man, I hope not.
But you still (if you're alive) pay taxes on IRA and 401K's, when just depends on whether it's re-tax or post tax contributions, right?