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Is it unwise that I am going on 29 and have never really given much thought to life insurance? I mean, I think about it more now that I'm married, and will certainly get a policy when we start having kids... but I don't feel any pressing need at the moment (how does life insurance work when you're living abroad, btw?). Perhaps that's because I don't have a job that's even close to being risky/dangerous.
I don't know if my father (who was a commercial fisherman) had life insurance before my mom got pregnant with me, but before his first trip out to sea during her pregnancy, they got married and he got life insurance... and that has made all the difference in both her and my life, since he died accidentally during that trip. He was 32 at the time.
So I am definitely convinced of the value of life insurance for one's family, but what about if you don't yet have a family? And how does one go about shopping for life insurance?
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And think not you can direct the course of Love;
for Love, if it finds you worthy, directs your course.
--Khalil Gibran
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