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Originally Posted by willynilly
There are instances where when you buy gas, or some other purchases, banks will automatically hold a lump of money when it is approved. Say you get approved at the pump. The bank grabs $50, 100, $200, whatever, and they hold it until the actual bill is finalized, which can take a day or two with them. Of course, this gives them an interest-free cash pool to float on.
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yeah this is what they surmised happened, but they couldn't figure it out since I didn't do any "floating" transations like that. Everything had a specific amount to it. They couldn't justify charging me that much money so.. they gave it back. Good thing too, what a bad time for something like that to happen. I have a ton of money coming in to them within the next week and I'd hate to see that amount dwindle due to some weird floating charge that never posted.